Insurance Information

Travel and Rental Protection:

For the convenience of our guests, StayMarquis has partnered with Rental Guardian, a leader in the travel insurance market to offer insurance as an add-on to reservations made through our website, StayMarquis.com. Plans may include valuable medical coverage, trip interruption, coverage for theft of baggage and personal effects, accident coverage, emergency travel and health services and more.

An insurance plan can be added to your booking at the time of your reservation. If you do not add the insurance during the checkout process you have up until 14 days after the date your reservation is made to purchase the insurance.

For more information on the available insurance policies, or to add insurance to your existing reservation, please click here.

*All insurance policies are offered through a 3rd party insurance provider. StayMarquis is not a party to any insurance agreement entered by a guest and insurance agency.

Homeowners Insurance:

Some homeowners insurance policies treat renting (of any duration of time) as a commercial activity, and as such, will include certain exclusions in the policy that may leave you exposed.

Please check with your insurance provider to make sure you have sufficient coverage. If not, please reach out and we will be happy to make recommendations.

StayProtected Rental Insurance:

Property damage protection for every owner and every booking

• Whenever a guest makes a reservation for your home through StayMarquis, you’re automatically covered by our StayProtected Program
• In partnership with Safely, the StayMarquis StayProtected Program responds with first dollar repair or replacement cost protection against physical loss or damage to owner’s real and personal property when caused by a renter, with a $5,000 limit per rental subject to a minimum claim of $50 and a maximum of $5,000 for any one item.
   

Your Responsibilities as a protected owner:

• Give prompt notice events or circumstances that might lead to a claim, such as a notice, demand, summons or complaint;
• Provide names and addresses of any claimants and available witnesses;
• Cooperate with us in the investigation of a loss or claim;
• Notify the police in case of loss by theft;
• Protect damaged property from sustaining further damage;
• Accurately document damages, repairs and expenses with bills, receipts, and photographs.
   

Exclusions:

• Force majeure, uninsured periods, loss that cannot be tied to an insured rental, damage not caused by the guest. Damage caused by: weather, normal wear and tear, formal events. Liability related to: use of recreational equipment (ATVs, golf cart, bikes, kayaks), pets (including bites), bed bugs, viruses, bacteria, invasion of privacy, injuries a guest causes to another guest, damages a guest causes to neighbors, or property not maintained by the named insured.
   

Limitations:

• Covered up to $200: money, banknote, bullion, gold other than goldware, silver other than silverware, platinum other than platinum-ware, coins, medals, smart cards. Covered up to $2500: securities, accounts, deeds, evidences of debt, letters of credit, notes other than bank notes, manuscripts, personal records, passports, tickets and stamps, watercraft, trailers, theft or damage of jewelry, watches, furs precious and semiprecious stones, art work, firearms, silverware, goldware, platinum-ware. If a loss occurs during the rental period, guest should promptly notify the property manager.
   

Insurance is underwritten by Voyager Indemnity Insurance Company. Coverage, exclusions, and limitations shown above are examples of coverage and not intended to represent all coverages and exclusions.