StayMarquis has partnered with Red Sky Travel Insurance to provide Trip Preserver coverage for our guests. Trip Preserver provides trip insurance to protect against unexpected events that could lead to cancellation or an early return home. The Booking Agreement automatically includes this optional plan.
About Trip Preserver
We help keep vacation dreams alive.
You've been planning this vacation for months, maybe even years, and just before you leave, a family member is hospitalized. Or maybe your company decided to transfer you to the new office on the other side of the country. Or more likely, you've been keeping an eye on a threatening storm and it will effect your ability to travel to your destination.
Fortunately, the Trip Preserver vacation rental travel insurance plan includes trip cancellation & trip interruption benefits that may reimburse you for pre-paid, non-refundable deposits as a result of unforeseen covered events.
We understand that vacation travel is full of hopes and dreams, as well as expenses. When the unexpected happens, we want to help you recover your pre-paid, non-refundable deposits made towards the planned vacation along with the ability to plan again.
Trip Preserver highlights:
Up to $100,000 reimbursement for rental costs
$200 per day ($750 maximum) for expenses related to trip delay such as hotel accommodations
Up to $25,000 medical expense coverage
Up to $525,000 in emergency medical evacuation coverage
$200 per day for baggage delay ($1000 maximum)
Up to $1250 for loss, theft or damage to baggage (including sporting equipment)
Trip Preserver may reimburse for cancellation or interruption due to:
Lack of snowfall causing ski facility closure
Your destination vacation home is rendered uninhabitable by a natural disaster
Mandatory evacuation ordered by local government authorities at your trip destination due to a natural disaster
Sickness, injury or death of you, a family member, a traveling companion or a service animal
Trip Preserver also provides:
Worldwide emergency assistance service*
Emergency roadside assistance service*
* Travel assistance services provided by the designated assistance provider.
Some homeowners insurance policies treat renting (of any duration of time) as a commercial activity, and as such, will include certain exclusions in the policy that may leave you exposed.
Please check with your insurance provider to make sure you have sufficient coverage. If not, please reach out and we will be happy to make recommendations.
StayProtected Rental Insurance:
Please refer to the Promotion Agreement to determine if StayProtected Rental Insurance applies to you and your property.
In partnership with Safely, the StayMarquis StayProtected Program responds with first dollar repair or replacement cost protection against physical loss or damage to owner's real and personal property when caused by a renter, with a $5,000 limit per rental subject to a minimum claim of $50 and a maximum of $5,000 for any one item.
Your Responsibilities as a protected owner:
Give prompt notice events or circumstances that might lead to a claim, such as a notice, demand, summons or complaint;
Provide names and addresses of any claimants and available witnesses;
Cooperate with us in the investigation of a loss or claim;
Notify the police in case of loss by theft;
Protect damaged property from sustaining further damage;
Accurately document damages, repairs and expenses with bills, receipts, and photographs.
Exclusions:
Force majeure, uninsured periods, loss that cannot be tied to an insured rental, damage not caused by the guest. Damage caused by: weather, normal wear and tear, formal events. Liability related to: use of recreational equipment (ATVs, golf cart, bikes, kayaks), pets (including bites), bed bugs, viruses, bacteria, invasion of privacy, injuries a guest causes to another guest, damages a guest causes to neighbors, or property not maintained by the named insured.
Limitations:
Covered up to $200: money, banknote, bullion, gold other than goldware, silver other than silverware, platinum other than platinum-ware, coins, medals, smart cards. Covered up to $2500: securities, accounts, deeds, evidences of debt, letters of credit, notes other than bank notes, manuscripts, personal records, passports, tickets and stamps, watercraft, trailers, theft or damage of jewelry, watches, furs precious and semiprecious stones, art work, firearms, silverware, goldware, platinum-ware. If a loss occurs during the rental period, guest should promptly notify the property manager.
Insurance is underwritten by Voyager Indemnity Insurance Company. Coverage, exclusions, and limitations shown above are examples of coverage and not intended to represent all coverages and exclusions.